22 Union Street, Jersey City, NJ, 07304 — Photo 11 / 13
Photo 1Photo 2Photo 3Photo 4Photo 5Photo 6Photo 7Photo 8Photo 9Photo 10Photo 11Photo 12Photo 13

$687,000

22 Union Street, Jersey City, NJ, 07304

MLS# 26019103

Active145d on market

3

Bedrooms

4

Bathrooms

1

Half Baths

0.044 acres (1,927 sqft)

Lot Size

1900

Year Built

Residential — Colonial

Property Type

Description

Welcome to 22 Union Street, a stunning gut-renovated single-family home with a bonus unit in the heart of Bergen-Lafayette, one of Jersey City's fastest-growing neighborhoods. This bright and airy residence blends timeless charm with modern luxury, featuring brand-new hardwood floors, an open-concept living and dining area, and a beautifully designed chef's kitchen centered around a striking oversized island perfect for entertaining. Natural light pours throughout the home, creating a warm and inviting atmosphere across every level. Offering 2 spacious bedrooms, a flexible den/home office, and 4 bathrooms, this thoughtfully designed layout delivers both comfort and versatility. The finished basement with private entryway adds incredible bonus living space ideal for guests, recreation, a studio, or extended living. Enjoy seamless backyard access perfect for summer gatherings, gardening, or quiet outdoor relaxation. Washer and dryer conveniently located on the main living floor. Located moments from Berry Lane Park, trendy cafes, local restaurants, and the Hudson-Bergen Light Rail, this home offers the perfect balance of neighborhood charm and commuter convenience with quick access to Downtown Jersey City and NYC. A rare opportunity to own a turnkey Bergen-Lafayette gem surrounded by growth, culture, green space, and vibrant city energy.

Tax & Financial Information

Annual Property Taxes$5,154 (NJ Public Records)
Tax Assessment$230,800
Land Assessment$88,000
ListedJune 4, 2026

Property Features

Interior

  • ✓Heating: Gas,Hot Air
  • ✓Cooling: Central Air
  • ✓Basement: Finished,Grd Lv Acces

Listing Information

Listing Office: Silver and Oak Realty — 201-630-0360

Listing Agent: Tamayo Oppenheimer — 201-218-1635 — tamayo@silverandoak.com

Information deemed reliable but not guaranteed. Data provided for consumer's personal, non-commercial use only. Last updated: 6/7/2026.

Total Monthly Cost

$4,853/mo

NJ has the highest property taxes in the US. This is your real cost.

Mortgage (30yr, 6.75%)$3,565
Property Taxes$429
Homeowner Insurance$286
Est. Maintenance$573
Total$4,853

Down: $137,400 | Loan: $549,600

Estimates for informational purposes only. Insurance, maintenance, and flood costs are approximations. Consult a lender and insurance agent for accurate quotes.

Commute From This Home

Jersey City

🚂
Transit to NYC Penn

PATH (Journal Sq–33rd St)

20 min
🚗
Drive to NYC (Midtown)
30 min
🚂
Transit to Hoboken
8 min
🚗
Drive to Hoboken/JC
10 min
🚗
Drive to Newark
20 min
🚉

Journal Square

Monthly Pass(Zone 1)$100/mo

Commute times are peak-hour estimates based on NJ Transit schedules and typical traffic. Actual times may vary. Drive times assume weekday morning rush hour.

Vale

AI Real Estate Partner

LIVE

Powered by Valefrom Garden State AI  · Privacy & Terms

Similar Properties in Jersey City

NJMLS Internet Data Exchange

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of the NJMLS. Real estate listings held by brokerage firms other than Better Homes and Gardens Real Estate Green Team are marked with the NJMLS Internet Data Exchange logo and information about them includes the name of the listing brokers. Some properties listed with the participating brokers do not appear on this website at the request of the seller. Listings of brokers that do not participate in Internet Data Exchange do not appear on this website.

This information is being provided for Consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties Consumers may be interested in purchasing.

Information deemed reliable but not guaranteed. Last date updated: 10/27/2026.

© 2026 New Jersey Multiple Listing Service, Inc. All rights reserved.

Property listings provided by GardenState.ai through authorized access to NJMLS.

Brokerage: Better Homes and Gardens Real Estate Green Team — 293 Route 94, Vernon, NJ 07462

Real Estate Agent: Julio Reynoso

GardenState.ai is an independent Artificial Intelligence platform. We are not affiliated with, sponsored by, or part of NJMLS.

All listings are displayed in accordance with IDX regulations of the State of New Jersey.

Equal Housing Opportunity

Equal Housing Opportunity. All real estate advertised herein is subject to the Federal Fair Housing Act, the New Jersey Law Against Discrimination, and applicable state and local fair housing laws, which make it illegal to advertise any preference, limitation, or discrimination based on race, color, religion, sex, handicap, familial status, national origin, sexual orientation, gender identity, or any other protected class.