85 Oxford 1, Jersey City, NJ, 07304 — Photo 11 / 11
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$749,000

85 Oxford 1, Jersey City, NJ, 07304

MLS# 26029000

Active87d on marketPrice Reduced 3%

3

Bedrooms

3

Bathrooms

1

Half Baths

0.05 acres (2,190 sqft)

Lot Size

2023

Year Built

Condo — Duplex Style

Property Type

1

Garage

Description

Seller is offering a $7,500 credit toward a mortgage rate buy down with an accepted offer—a rare opportunity paired with an equally rare property. Discover a duplex condo in Jersey City's West Side, offering approximately 1,500 square feet of thoughtfully designed multi-level living space. Built in 2022, this residence pairs contemporary construction with an unusually generous layout for the area. The main level features three full bedrooms, two full bathrooms, and 9-foot ceilings that create an open, airy feel. The kitchen is appointed with quartz countertops and a breakfast island, ideal for everyday living and entertaining. The lower level offers exceptional versatility with a recreation room or flex lounge, a half bath, and walk-out access to the private backyard—perfect as a media room, home office, or extra living space. Outdoor living stands out here, with an enclosed private backyard and patio, a primary suite balcony, and a covered front porch offering multiple areas to unwind. Additional highlights include an attached garage with direct interior access, ample storage, in-unit washer and dryer, dual-zone central HVAC, and a dishwasher. With no traditional HOA and only approximately $200 per month toward the building's master insurance, this home offers an exceptionally low carrying cost. Location is unmatched: an 12-minute walk to the West Side Avenue Light Rail station connects directly to Exchange Place and WTC PATH, with door-to-door commutes under 30 minutes.

Tax & Financial Information

Annual Property Taxes$9,163
Original List Price$775,000
ListedAugust 1, 2026

Listing Information

Listing Office: Coldwell Banker, Upper Montclair — 973-233-2300

Listing Agent: Corey Jones — 908-337-1541 — corey@newjerseyliving.net

Information deemed reliable but not guaranteed. Data provided for consumer's personal, non-commercial use only. Last updated: 9/19/2026.

Total Monthly Cost

$5,586/mo

NJ has the highest property taxes in the US. This is your real cost.

Mortgage (30yr, 6.75%)$3,886
Property Taxes$764
Homeowner Insurance$312
Est. Maintenance$624
Total$5,586

Down: $149,800 | Loan: $599,200

Estimates for informational purposes only. Insurance, maintenance, and flood costs are approximations. Consult a lender and insurance agent for accurate quotes.

Commute From This Home

Jersey City

🚂
Transit to NYC Penn

PATH (Journal Sq–33rd St)

20 min
🚗
Drive to NYC (Midtown)
30 min
🚂
Transit to Hoboken
8 min
🚗
Drive to Hoboken/JC
10 min
🚗
Drive to Newark
20 min
🚉

Journal Square

Monthly Pass(Zone 1)$100/mo

Commute times are peak-hour estimates based on NJ Transit schedules and typical traffic. Actual times may vary. Drive times assume weekday morning rush hour.

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