194-196 Pearl Street, Paterson, NJ, 07501 — Photo 11 / 17
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$389,000

194-196 Pearl Street, Paterson, NJ, 07501

MLS# 26039009

Active15d on market

3

Bedrooms

2

Bathrooms

1

Half Baths

0.029 acres (1,276 sqft)

Lot Size

1980

Year Built

Residential — Colonial

Property Type

Description

Welcome to 194-196 Pearl Street! This well maintained, move-in-ready home offers 3 bedrooms, 1.5 bathrooms, and a partially finished basement with the potential for a 4th bedroom, family room, home office, or recreation space. Pride of ownership is evident throughout this one-owner home, featuring beautiful hardwood floors, high ceilings, and a freshly painted interior. The backyard patio provides additional space for outdoor entertaining, relaxing, and gatherings. Conveniently located approximately 8 to 10 minutes from the Paterson train station and close to public transportation, major highways, shopping, dining, and everyday conveniences. Enjoy easy access throughout North Jersey and the New York City area. A wonderful opportunity for buyers looking for a well cared for home with additional living space potential in a convenient Paterson location. Move right in and make it your own!

Tax & Financial Information

Annual Property Taxes$5,620 (NJ Public Records)
Tax Assessment$110,300
Land Assessment$16,200
ListedOctober 12, 2026

Property Features

Interior

  • ✓Heating: Baseboard,Gas,Hot Water
  • ✓Cooling: Win/AC
  • ✓Basement: Prt Finished

Exterior & Lot

  • ✓Parking: Park Space

Listing Information

Listing Office: Essential Real Estate — 973-860-7018

Listing Agent: Juaquanna Gaines — (973) 930-7341 — Juaquannag@gmail.com

Information deemed reliable but not guaranteed. Data provided for consumer's personal, non-commercial use only. Last updated: 10/20/2026.

Total Monthly Cost

$2,973/mo

NJ has the highest property taxes in the US. This is your real cost.

Mortgage (30yr, 6.75%)$2,018
Property Taxes$468
Homeowner Insurance$162
Est. Maintenance$324
Total$2,973

Down: $77,800 | Loan: $311,200

Estimates for informational purposes only. Insurance, maintenance, and flood costs are approximations. Consult a lender and insurance agent for accurate quotes.

Commute From This Home

Paterson

🚂
Transit to NYC Penn

Main Line

45 min
🚗
Drive to NYC (Midtown)
35 min
🚂
Transit to Hoboken
35 min
🚗
Drive to Hoboken/JC
22 min
🚗
Drive to Newark
20 min
🚉

Paterson Station

~0.5 mi from town center

Monthly Pass(Zone 4)$190/mo

Commute times are peak-hour estimates based on NJ Transit schedules and typical traffic. Actual times may vary. Drive times assume weekday morning rush hour.

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