650 Ridgewood Road, Maplewood, NJ, 07040 — Photo 11 / 25
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$1,099,000

650 Ridgewood Road, Maplewood, NJ, 07040

MLS# 26034544

Under Contract46d on market

4

Bedrooms

4

Bathrooms

2,496

Sq Ft

0.173 acres (7,548 sqft)

Lot Size

1950

Year Built

Residential — Colonial

Property Type

Description

Fantastic location! Move-in ready! Just a half-mile from Maplewood Village and NYC-direct trains, this exceptional 4-bedroom, 4-full-bathroom home offers four levels of beautifully finished living space. Expanded and fully renovated in 2012, this home checks all of the boxes - tons of living space, generously-sized rooms, and plenty of natural light, with hardwood floors and fresh finishes throughout. The first floor welcomes you with a spacious kitchen and dining area featuring granite countertops, stainless steel appliances, an oversized center island, and abundant storage. The light-filled living room offers a decorative fireplace, while the adjoining family room provides direct access to an oversized and private paver-patio. A convenient first-floor bedroom and full bath complete this level. Upstairs, the second floor features a spacious primary suite with an en-suite bath, ample closet space, and a bonus room - perfect for a reading room or office. Two other bedrooms and a hall bath complete the second floor and provide plenty of room for entertaining and guests. The third floor offers additional flexible space, ideal for use as home office, playroom, a workout area, or additional recreation space. The fully finished basement expands the possibilities even further with its own separate entrance, tile flooring, full bath, and many windows. This versatile space could easily be reimagined as a private bedroom suite or comfortable quarters for guests.

Tax & Financial Information

Annual Property Taxes$27,460 (NJ Public Records)
Tax Assessment$1,187,200
Land Assessment$536,000
ListedSeptember 11, 2026

Property Features

Interior

  • ✓Heating: Gas,Hot Air,Multi-Zone
  • ✓Cooling: Central Air
  • ✓Basement: Finished,Grd Lv Acces

Exterior & Lot

  • ✓Parking: Attached

Listing Information

Listing Office: Real — 855-450-0442

Listing Agent: Victoria Cannizzo — 973-216-2051 — victoria@njsuburbliving.com

Information deemed reliable but not guaranteed. Data provided for consumer's personal, non-commercial use only. Last updated: 10/13/2026.

Total Monthly Cost

$9,365/mo

NJ has the highest property taxes in the US. This is your real cost.

Mortgage (30yr, 6.75%)$5,702
Property Taxes$2,288
Homeowner Insurance$458
Est. Maintenance$916
Total$9,365
$Tax Appeal Potential: Save up to $488/mo

Down: $219,800 | Loan: $879,200

Estimates for informational purposes only. Insurance, maintenance, and flood costs are approximations. Consult a lender and insurance agent for accurate quotes.

Commute From This Home

Maplewood

🚂
Transit to NYC Penn

Midtown Direct

37 min
🚗
Drive to NYC (Midtown)
40 min
🚂
Transit to Hoboken
27 min
🚗
Drive to Hoboken/JC
22 min
🚗
Drive to Newark
12 min
🚉

Maplewood Station

~0.3 mi from town center

Monthly Pass(Zone 4)$170/mo

Commute times are peak-hour estimates based on NJ Transit schedules and typical traffic. Actual times may vary. Drive times assume weekday morning rush hour.

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Brokerage: Better Homes and Gardens Real Estate Green Team — 293 Route 94, Vernon, NJ 07462

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