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$469,000
12 Hilltop Road, Andover Boro, NJ, 07821
MLS# 26040859
2
Bedrooms
1
Bathrooms
1940
Year Built
Residential — Ranch
Property Type
Description
Your Lake Hopatcong lakefront lifestyle starts here! Offering exceptional potential for investors, renovators, or buyers looking to create their dream waterfront retreat, this property combines 10 and 12 Hilltop Road, featuring a total 50' x 130' lot and 50 feet of lakefront. Renovate the existing home, explore the possibility of adding a second level with architectural plans included, or build your own custom dream home, subject to applicable approvals. Enjoy the potential for three boat slips and jet ski storage, making this a unique opportunity to embrace the best of lakefront living. A new well and septic system are needed. 8 Hilltop Road, located next door, is also available for purchase, presenting an additional opportunity to acquire and potentially combine properties, subject to applicable approvals. Cash or 203(k) financing may be suitable. Do not walk the property or access the premises without authorization.
Tax & Financial Information
| Annual Property Taxes | $5,406 |
| Listed | October 27, 2026 |
Property Features
Interior
- ✓Heating: Baseboard,Electric
Listing Information
Listing Office: Realty Executives Exceptional Realtors-Wayne — 973-696-8800
Listing Agent: Todd David Behnken — (201) 247-8665 — toddbehnken@gmail.com
Information deemed reliable but not guaranteed. Data provided for consumer's personal, non-commercial use only. Last updated: 10/27/2026.
Total Monthly Cost
$3,470/mo
NJ has the highest property taxes in the US. This is your real cost.
Down: $93,800 | Loan: $375,200
Estimates for informational purposes only. Insurance, maintenance, and flood costs are approximations. Consult a lender and insurance agent for accurate quotes.
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Information deemed reliable but not guaranteed. Last date updated: 10/31/2026.
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Property listings provided by GardenState.ai through authorized access to NJMLS.
Brokerage: Better Homes and Gardens Real Estate Green Team — 293 Route 94, Vernon, NJ 07462
Real Estate Agent: Julio Reynoso
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