226 Church Street, Lodi, NJ, 07644 — Photo 11 / 25
Photo 1Photo 2Photo 3Photo 4Photo 5Photo 6Photo 7Photo 8Photo 9Photo 10Photo 11Photo 12Photo 13Photo 14Photo 15Photo 16Photo 17Photo 18Photo 19Photo 20Photo 21Photo 22Photo 23Photo 24Photo 25

$689,900

226 Church Street, Lodi, NJ, 07644

MLS# 26032843

Active55d on marketPrice Reduced 8%

3

Bedrooms

3

Bathrooms

1,776

Sq Ft

0.176 acres (7,650 sqft)

Lot Size

1940

Year Built

Residential — Ranch

Property Type

Description

Larger than it looks!! Spacious Ranch with exceptional potential for multi-generational living! Welcome to 226 Church Street in Lodi! This immaculate & well-maintained ranch-style home offers the convenience of one-level living with 3 bedrooms and 3 full bathrooms, along with a fully finished basement that dramatically expands the living space. The finished lower level offers endless possibilities and is perfect for an extended family, guests, recreation, home office, or additional living accommodations. With existing water and gas hookups, the basement also presents an exciting opportunity to create a summer kitchen and customize the space to fit your needs Outside, enjoy a private fenced in backyard, perfect for entertaining, relaxing or enjoying time with family. Major systems: roof, furnace, & central ac have been updated in the last 6-10 years! Come make this house your home!

Tax & Financial Information

Annual Property Taxes$10,726 (NJ Public Records)
Tax Assessment$320,000
Land Assessment$178,600
Original List Price$749,000
ListedSeptember 2, 2026

Property Features

Interior

  • ✓Heating: Baseboard,Gas,Radiators
  • ✓Cooling: Central Air
  • ✓Basement: Finished,Grd Lv Acces

Exterior & Lot

  • ✓Parking: Detached

Listing Information

Listing Office: Terrie O'Connor Realtors-Hasbrouck Heights — 201-288-0004

Listing Agent: Rosemarie DiPisa — (201) 637-3776 — rdipisa@tocr.com

Information deemed reliable but not guaranteed. Data provided for consumer's personal, non-commercial use only. Last updated: 10/15/2026.

Total Monthly Cost

$5,336/mo

NJ has the highest property taxes in the US. This is your real cost.

Mortgage (30yr, 6.75%)$3,580
Property Taxes$894
Homeowner Insurance$287
Est. Maintenance$575
Total$5,336

Down: $137,980 | Loan: $551,920

Estimates for informational purposes only. Insurance, maintenance, and flood costs are approximations. Consult a lender and insurance agent for accurate quotes.

Commute From This Home

Lodi

🚂
Transit to NYC Penn

NJ Transit Bus 144

45 min
🚗
Drive to NYC (Midtown)
30 min
🚗
Drive to Hoboken/JC
18 min
🚗
Drive to Newark
18 min
🚉

Garfield Station

~2 mi from town center

Monthly Pass(Zone 4)$170/mo

Commute times are peak-hour estimates based on NJ Transit schedules and typical traffic. Actual times may vary. Drive times assume weekday morning rush hour.

Vale

AI Real Estate Partner

LIVE

Powered by Valefrom Garden State AI  · Privacy & Terms

Similar Properties in Lodi

NJMLS Internet Data Exchange

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of the NJMLS. Real estate listings held by brokerage firms other than Better Homes and Gardens Real Estate Green Team are marked with the NJMLS Internet Data Exchange logo and information about them includes the name of the listing brokers. Some properties listed with the participating brokers do not appear on this website at the request of the seller. Listings of brokers that do not participate in Internet Data Exchange do not appear on this website.

This information is being provided for Consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties Consumers may be interested in purchasing.

Information deemed reliable but not guaranteed. Last date updated: 10/27/2026.

© 2026 New Jersey Multiple Listing Service, Inc. All rights reserved.

Property listings provided by GardenState.ai through authorized access to NJMLS.

Brokerage: Better Homes and Gardens Real Estate Green Team — 293 Route 94, Vernon, NJ 07462

Real Estate Agent: Julio Reynoso

GardenState.ai is an independent Artificial Intelligence platform. We are not affiliated with, sponsored by, or part of NJMLS.

All listings are displayed in accordance with IDX regulations of the State of New Jersey.

Equal Housing Opportunity

Equal Housing Opportunity. All real estate advertised herein is subject to the Federal Fair Housing Act, the New Jersey Law Against Discrimination, and applicable state and local fair housing laws, which make it illegal to advertise any preference, limitation, or discrimination based on race, color, religion, sex, handicap, familial status, national origin, sexual orientation, gender identity, or any other protected class.