186 Palmer Terrace, Wood Ridge, NJ, 07075 — Photo 11 / 25
Photo 1Photo 2Photo 3Photo 4Photo 5Photo 6Photo 7Photo 8Photo 9Photo 10Photo 11Photo 12Photo 13Photo 14Photo 15Photo 16Photo 17Photo 18Photo 19Photo 20Photo 21Photo 22Photo 23Photo 24Photo 25

$630,000

186 Palmer Terrace, Wood Ridge, NJ, 07075

MLS# 26039972

Active7d on market

3

Bedrooms

3

Bathrooms

1

Half Baths

0.132 acres (5,750 sqft)

Lot Size

1950

Year Built

Residential — Cape Cod

Property Type

Description

Welcome to this charming and cozy 3-bedroom, 2.5-bath home nestled on a quiet street in one of Bergen County's most sought-after communities. This well-maintained home is move-in ready and offers a wonderful layout for everyday living and entertaining. The main level features a bright living room, a cozy eat-in kitchen, a bedroom, and a full bath. Upstairs you will find two additional bedrooms, a half bath, and a linen closet. The fully finished basement adds valuable living space complete with a full bathroom and laundry area. Step outside and enjoy your own private oasis with a pool and patio, perfect for summer gatherings and relaxing weekends. Wood Ridge is a tight-knit community known for its highly rated schools, beautiful parks, and a charming walkable downtown filled with restaurants, coffee shops, and local shops. Featured on NJ.com as one of the great food towns in New Jersey, Wood Ridge has something for everyone. NJ Transit service provides an easy commute to NYC, and major highways are just minutes away.

Tax & Financial Information

Annual Property Taxes$10,199 (NJ Public Records)
Tax Assessment$355,600
Land Assessment$203,700
ListedOctober 20, 2026

Property Features

Interior

  • ✓Heating: Gas,Hot Air
  • ✓Cooling: Central Air
  • ✓Basement: Finished

Exterior & Lot

  • ✓Pool: In-ground,Liner,Outdoor

Listing Information

Listing Office: Keller Williams Village Square Realty — 201-445-4300

Listing Agent: Meena Patel — (201) 677-8843 — meena@tmpatelgroup.com

Information deemed reliable but not guaranteed. Data provided for consumer's personal, non-commercial use only. Last updated: 10/25/2026.

Total Monthly Cost

$4,907/mo

NJ has the highest property taxes in the US. This is your real cost.

Mortgage (30yr, 6.75%)$3,269
Property Taxes$850
Homeowner Insurance$263
Est. Maintenance$525
Total$4,907

Down: $126,000 | Loan: $504,000

Estimates for informational purposes only. Insurance, maintenance, and flood costs are approximations. Consult a lender and insurance agent for accurate quotes.

Vale

AI Real Estate Partner

LIVE

Powered by Valefrom Garden State AI  · Privacy & Terms

NJMLS Internet Data Exchange

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of the NJMLS. Real estate listings held by brokerage firms other than Better Homes and Gardens Real Estate Green Team are marked with the NJMLS Internet Data Exchange logo and information about them includes the name of the listing brokers. Some properties listed with the participating brokers do not appear on this website at the request of the seller. Listings of brokers that do not participate in Internet Data Exchange do not appear on this website.

This information is being provided for Consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties Consumers may be interested in purchasing.

Information deemed reliable but not guaranteed. Last date updated: 10/27/2026.

© 2026 New Jersey Multiple Listing Service, Inc. All rights reserved.

Property listings provided by GardenState.ai through authorized access to NJMLS.

Brokerage: Better Homes and Gardens Real Estate Green Team — 293 Route 94, Vernon, NJ 07462

Real Estate Agent: Julio Reynoso

GardenState.ai is an independent Artificial Intelligence platform. We are not affiliated with, sponsored by, or part of NJMLS.

All listings are displayed in accordance with IDX regulations of the State of New Jersey.

Equal Housing Opportunity

Equal Housing Opportunity. All real estate advertised herein is subject to the Federal Fair Housing Act, the New Jersey Law Against Discrimination, and applicable state and local fair housing laws, which make it illegal to advertise any preference, limitation, or discrimination based on race, color, religion, sex, handicap, familial status, national origin, sexual orientation, gender identity, or any other protected class.