649 38th Street 412, Union City, NJ, 07087 — Photo 11 / 25
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$749,995

649 38th Street 412, Union City, NJ, 07087

MLS# 26036103

Active34d on market

2

Bedrooms

2

Bathrooms

0.422 acres (18,400 sqft)

Lot Size

2023

Year Built

Condo/Townhouse — Condo

Property Type

1

Garage

Description

Amazing condo available - unit 412 - at Tailor House at 38, a boutique luxury condominium building in Union City with just 48 residences. This fourth-floor unit is simply stunning. It was purchased in 2025 and superbly maintained ever since, featuring an open layout, soaring ceilings, and spacious bedrooms. The kitchen pairs waterfall quartz countertops with two-tone European-style oak cabinetry and GE Professional Series appliances. Bathrooms feature floor-to-ceiling porcelain tile, glass-enclosed showers, and marble-top vanities. Residents enjoy a fitness center, elegant lobby, garden terrace, and Swiftlane smart intercom system. One parking space is included, with additional spaces available for purchase. More than 3+ years remain on the 5 year tax abatement. Conveniently located in historic Union City, approximately 15 minutes from NYC by bus.

Tax & Financial Information

Annual Property Taxes$119,750 (NJ Public Records)
ListedSeptember 23, 2026

Listing Information

Listing Office: The Agency One Rock-Paramus — 201-975-4141

Listing Agent: Taylor Lucyk — 201-360-1292 — tlg@taylorlucykgroup.com

Information deemed reliable but not guaranteed. Data provided for consumer's personal, non-commercial use only. Last updated: 10/4/2026.

Total Monthly Cost

$14,808/mo

NJ has the highest property taxes in the US. This is your real cost.

Mortgage (30yr, 6.75%)$3,892
Property Taxes$9,979
Homeowner Insurance$312
Est. Maintenance$625
Total$14,808

Down: $149,999 | Loan: $599,996

Estimates for informational purposes only. Insurance, maintenance, and flood costs are approximations. Consult a lender and insurance agent for accurate quotes.

Commute From This Home

Union City

🚂
Transit to NYC Penn

NJ Transit Bus 156/159

25 min
🚗
Drive to NYC (Midtown)
25 min
🚂
Transit to Hoboken
12 min
🚗
Drive to Hoboken/JC
8 min
🚗
Drive to Newark
22 min
🚉

Hoboken Terminal

~2 mi from town center

Monthly Pass(Zone 1)$100/mo

Commute times are peak-hour estimates based on NJ Transit schedules and typical traffic. Actual times may vary. Drive times assume weekday morning rush hour.

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