976 Main Avenue, Passaic, NJ, 07055 — Photo 11 / 25
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$1,049,000

976 Main Avenue, Passaic, NJ, 07055

MLS# 26035870

Active36d on market

Commercial — Retail

Property Type

Description

Excellent turn-key mixed-use investment opportunity, ideal for first-time homebuyers or seasoned investors! This nearly fully renovated property features four income-producing units plus additional billboard revenue for extra income. The first floor offers approximately 1,100 sq. ft. of office space with a welcoming reception area, receptionist office, private office room, public restroom, conference room, employee kitchen, lunch area, and private bathroom. Also on the first floor is a renovated studio apartment with one bedroom, a full bath, and an eat-in kitchen. The second floor includes Unit #3, a modern one-bedroom apartment with an open-concept living and dining area, kitchen, and full bath, as well as Unit #4, a spacious two-bedroom apartment featuring a large living/dining room, kitchen, and full bath. Conveniently located on Main Ave near shops, restaurants, and transportation, this property offers the perfect opportunity to live in one unit while generating steady rental income and building long-term equity. Live, work, and invest all under one roof!

Tax & Financial Information

Annual Property Taxes$577 (NJ Public Records)
Tax Assessment$14,000
ListedSeptember 21, 2026

Listing Information

Listing Office: Weichert Realtors, Montclair — 973-746-1515

Listing Agent: Luz Ruiz — 646-294-2931 — luzeruizrealtor@gmail.com

Information deemed reliable but not guaranteed. Data provided for consumer's personal, non-commercial use only. Last updated: 9/30/2026.

Total Monthly Cost

$6,802/mo

NJ has the highest property taxes in the US. This is your real cost.

Mortgage (30yr, 6.75%)$5,443
Property Taxes$48
Homeowner Insurance$437
Est. Maintenance$874
Total$6,802

Down: $209,800 | Loan: $839,200

Estimates for informational purposes only. Insurance, maintenance, and flood costs are approximations. Consult a lender and insurance agent for accurate quotes.

Commute From This Home

Passaic

🚂
Transit to NYC Penn

Main Line

38 min
🚗
Drive to NYC (Midtown)
30 min
🚂
Transit to Hoboken
28 min
🚗
Drive to Hoboken/JC
15 min
🚗
Drive to Newark
15 min
🚉

Passaic Station

~0.3 mi from town center

Monthly Pass(Zone 3)$150/mo

Commute times are peak-hour estimates based on NJ Transit schedules and typical traffic. Actual times may vary. Drive times assume weekday morning rush hour.

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