486 W Saddle River Road, Upper Saddle River, NJ, 07458 — Photo 11 / 25
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$799,999

486 W Saddle River Road, Upper Saddle River, NJ, 07458

MLS# 26036841

Under Contract20d on market

3

Bedrooms

3

Bathrooms

1

Half Baths

1940

Year Built

Residential — Ranch

Property Type

Description

Special opportunity to own a quaint cottage-style ranch set on the corner of Lake Road country lane, prime to update, renovate, or add a 2nd fl to expand. Enjoy one-floor living for the primary suite. Additional 2 BR and FB located in daylight, walk-out lower level with double windows for additional private space for guest rooms, teen-suite or extended family. Situated on the corner of a quiet country lane, this lovely lot has both a convenient circular drive at the front door & a large back driveway accessing the detached 2-car garage off the side street for easy access & plenty of parking! Spacious entry foyer with marble floors and a vaulted ceiling w/skylight welcomes you. Fantastic circular flow boats a formal DR, large eat-in kitchen open to a spacious family room with French doors to deck overlooking lovely property. First floor also has spacious laundry room w/OE to a side porch, PR, and Primary BR suite w/2 closets, private FB w/ss, tub and vaulted ceiling. The LL is loaded w/additional living space in addition to 2BRs & FB, there is an office/den, rec rm w/French door to the yard & util/storage rm. Unique footprint, tons of charm & potential, some TLC and vision for updates would bring this home to the next level! Recent improvements include roof (2018), well pump (2022), high-efficiency boiler (2017) & many new trees just planted (fall 2026)! Park-like property w/small pond on the far edge. This one won't last!

Tax & Financial Information

Annual Property Taxes$11,176
ListedOctober 6, 2026

Property Features

Interior

  • ✓Heating: Baseboard,Gas,Multi-Zone
  • ✓Cooling: Central Air
  • ✓Basement: Crawlspace,Finished,Grd Lv Acces

Exterior & Lot

  • ✓Parking: Detached

Listing Information

Listing Office: Terrie O'Connor Realtors-Allendale — 201-825-0500

Listing Agent: Catherine O'Connor Smiechowski — 917-592-0656 — katy@terrieoconnor.com

Information deemed reliable but not guaranteed. Data provided for consumer's personal, non-commercial use only. Last updated: 10/17/2026.

Total Monthly Cost

$6,082/mo

NJ has the highest property taxes in the US. This is your real cost.

Mortgage (30yr, 6.75%)$4,151
Property Taxes$931
Homeowner Insurance$333
Est. Maintenance$667
Total$6,082

Down: $160,000 | Loan: $639,999

Estimates for informational purposes only. Insurance, maintenance, and flood costs are approximations. Consult a lender and insurance agent for accurate quotes.

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