20 Prospect Avenue, Montclair, NJ, 07042 — Photo 11 / 3
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$2,595,000

20 Prospect Avenue, Montclair, NJ, 07042

MLS# 26039995

Active6d on market

8

Bedrooms

6

Bathrooms

2

Half Baths

0.233 acres (10,150 sqft)

Lot Size

1900

Year Built

Residential — Colonial

Property Type

Description

Elegant, graceful, and unmistakably modern, this craftsman colonial sits on one of Montclair's most idyllic tree-lined streets. Remarkable period craftsmanship meets a thoughtful, extensive renovation, creating a home that is sophisticated yet warm and welcoming, with eight bedrooms, four full baths, and two half baths across an expansive, light-filled layout. Living and dining rooms showcase original detailing and oversized windows, while a double-sided gas fireplace anchors the living room and sun room. The new chef's kitchen blends modern function with exceptional space, flowing into a casual family room on one side and offering wide views of the fully fenced yard on the other. Upstairs, spacious bedrooms, with seasonal NYC views, include a serene primary suite with a renovated bath and a fabulous dressing room. The completely revamped basement, with 7'4" ceilings, features a renovated half bath and direct egress to the backyard, ideal for play, work, or fitness. Outside, a large patio with a gas fire pit and a deer-proof kitchen garden with raised beds and irrigation create a private retreat. Updated wiring, plumbing, HVAC, and a new sewer line offer modern comfort and peace of mind throughout, while preserved period craftsmanship gives this home its lasting charm. All of this just moments from vibrant downtown Montclair, top-rated schools, and convenient NYC transportation. Remaining photos to come by Oct. 22nd

Tax & Financial Information

Annual Property Taxes$25,512 (NJ Public Records)
Tax Assessment$749,700
Land Assessment$201,000
ListedOctober 20, 2026

Property Features

Interior

  • ✓Heating: Gas,Radiators,Steam
  • ✓Cooling: Central Air
  • ✓Basement: Prt Finished

Exterior & Lot

  • ✓Parking: Detached

Listing Information

Listing Office: Prominent Properties Sotheby's International Realty-Montclair — 973-783-6900

Listing Agent: Julie Kim — (973) 868-5699 — julie.williams.kim@gmail.com

Information deemed reliable but not guaranteed. Data provided for consumer's personal, non-commercial use only. Last updated: 10/25/2026.

Total Monthly Cost

$18,835/mo

NJ has the highest property taxes in the US. This is your real cost.

Mortgage (30yr, 6.75%)$13,465
Property Taxes$2,126
Homeowner Insurance$1,081
Est. Maintenance$2,163
Total$18,835

Down: $519,000 | Loan: $2,076,000

Estimates for informational purposes only. Insurance, maintenance, and flood costs are approximations. Consult a lender and insurance agent for accurate quotes.

Commute From This Home

Montclair

🚂
Transit to NYC Penn

Montclair-Boonton Line

45 min
🚗
Drive to NYC (Midtown)
40 min
🚂
Transit to Hoboken
35 min
🚗
Drive to Hoboken/JC
22 min
🚗
Drive to Newark
15 min
🚉

Montclair State/Bay St

~0.5 mi from town center

Monthly Pass(Zone 4)$190/mo

Commute times are peak-hour estimates based on NJ Transit schedules and typical traffic. Actual times may vary. Drive times assume weekday morning rush hour.

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