974 Summit 401-1, Jersey City, NJ, 07307 — Photo 11 / 25
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$625,000

974 Summit 401-1, Jersey City, NJ, 07307

MLS# 26038447

Active19d on market

2

Bedrooms

2

Bathrooms

Condo — Duplex Style

Property Type

1

Garage

Description

This home comes with a program that is providing lower interest rates for the first two years! Here is a chance to own a chic bright, top-floor coveted corner duplex with parking in the flourishing Heights neighborhood. Wrapped in elegant arched windows on two exposures, this 2-bed 2-bath residence floods with natural light all day long and comes with a deeded parking space, a rare find even among newer Heights construction. Spanning two well laid out floors, the layout offers real separation between living and sleeping spaces or home office setup. Built in 2020 this stylish home offers so much includ modern, high-end finishes, quartz counter tops, glass backsplash, HW floors, GE Cafe’ top of the line appliances suite include the chef’s choice, smart tech induction vented range with Wi-Fi access. Addtl smart home features incl Nest thermostat, FiOS ready, efficient tankless hot water/heater, Central AC, full size washer/vented dryer. The building offers modern conveniences hard to find at this price point such as an elevator, a common roof deck with NYC skyline views and fitness room. Best of all, this unit comes with ONE DEEDED PARKING SPACE at the onsite lot included in the HOA fee - a genuine premium in this neighborhood. Centrally located you're walking distance to parks, farmer's market, tennis courts, a pool and the growing bar restaurant scene. Easy stroll to the NYC bus and 9th Street Lightrail which connects to the Path and Hoboken Elevator/Steps.

Tax & Financial Information

Annual Property Taxes$12,695
ListedOctober 8, 2026

Listing Information

Listing Office: Compass New Jersey, LLC-Hoboken — 201-627-4947

Listing Agent: Joelle Chilazi — 646-705-1512 — joelle.chilazi@compass.com

Information deemed reliable but not guaranteed. Data provided for consumer's personal, non-commercial use only. Last updated: 10/26/2026.

Total Monthly Cost

$5,082/mo

NJ has the highest property taxes in the US. This is your real cost.

Mortgage (30yr, 6.75%)$3,243
Property Taxes$1,058
Homeowner Insurance$260
Est. Maintenance$521
Total$5,082

Down: $125,000 | Loan: $500,000

Estimates for informational purposes only. Insurance, maintenance, and flood costs are approximations. Consult a lender and insurance agent for accurate quotes.

Commute From This Home

Jersey City

🚂
Transit to NYC Penn

PATH (Journal Sq–33rd St)

20 min
🚗
Drive to NYC (Midtown)
30 min
🚂
Transit to Hoboken
8 min
🚗
Drive to Hoboken/JC
10 min
🚗
Drive to Newark
20 min
🚉

Journal Square

Monthly Pass(Zone 1)$100/mo

Commute times are peak-hour estimates based on NJ Transit schedules and typical traffic. Actual times may vary. Drive times assume weekday morning rush hour.

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