113.5 Oak Street 1, Jersey City, NJ, 07304 — Photo 11 / 13
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$747,000

113.5 Oak Street 1, Jersey City, NJ, 07304

MLS# 26017471

Active167d on market

4

Bedrooms

4

Bathrooms

Condo/Townhouse — Condo

Property Type

1

Parking Spaces

Description

This property qualifies for mortgage financing with just $7,500 out of pocket- ask me how. Unique find in the heart of Bergen-Lafayette! This fully gut-renovated, designer 3-floor condo blends modern luxury with timeless charm—everything is brand new from the studs up. Offering 3 levels of living space, this unique home features a private walk-out basement studio with its own kitchen, soaring ceilings, and flexible living space—perfect for guests, extended family, or work-from-home. The main level showcases an open-concept living, dining, and kitchen layout with high ceilings, abundant natural light, and a spacious bedroom with a full bathroom. Upstairs, enjoy a thoughtfully designed top floor with 2 bedrooms and 2 full bathrooms, including a serene primary suite with spa-like finishes. Located just moments from the Hudson-Bergen Light Rail, this home is a commuter’s dream with easy access to NYC, parks, restaurants, and the vibrant Bergen-Lafayette community.

Tax & Financial Information

ListedMay 13, 2026

Listing Information

Listing Office: Silver and Oak Realty — 201-630-0360

Listing Agent: Tamayo Oppenheimer — 201-218-1635 — tamayo@silverandoak.com

Information deemed reliable but not guaranteed. Data provided for consumer's personal, non-commercial use only. Last updated: 6/28/2026.

Total Monthly Cost

$6,366/mo

NJ has the highest property taxes in the US. This is your real cost.

Mortgage (30yr, 6.75%)$3,876
Property Taxes(Estimated)$1,556
Homeowner Insurance$311
Est. Maintenance$623
Total$6,366

Down: $149,400 | Loan: $597,600

Estimates for informational purposes only. Insurance, maintenance, and flood costs are approximations. Consult a lender and insurance agent for accurate quotes.

Commute From This Home

Jersey City

🚂
Transit to NYC Penn

PATH (Journal Sq–33rd St)

20 min
🚗
Drive to NYC (Midtown)
30 min
🚂
Transit to Hoboken
8 min
🚗
Drive to Hoboken/JC
10 min
🚗
Drive to Newark
20 min
🚉

Journal Square

Monthly Pass(Zone 1)$100/mo

Commute times are peak-hour estimates based on NJ Transit schedules and typical traffic. Actual times may vary. Drive times assume weekday morning rush hour.

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