8 Annette Terrace, Lodi, NJ, 07544 — Photo 11 / 21
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$799,000

8 Annette Terrace, Lodi, NJ, 07544

MLS# 26027600

Under Contract95d on marketPrice Reduced 8%

4

Bedrooms

4

Bathrooms

0.115 acres (5,000 sqft)

Lot Size

1940

Year Built

Residential — Colonial

Property Type

Description

This move-in-ready home, fully gutted and completely renovated on the existing foundation, is nestled on a quiet dead-end street. It offers three levels of thoughtfully designed living space with 4 spacious bedrooms and 4 beautifully finished bathrooms. Rebuilt with quality craftsmanship and attention to detail, the home features a stunning new kitchen with quartz countertops, brand-new appliances, under-cabinet lighting, and motion-sensor staircase lighting. Additional highlights include epoxy flooring in the basement and garage, a freshly renovated 1-car garage, and a 5-car driveway. Major upgrades include all new roofing, siding, plumbing, electrical, and a 2-zone HVAC system with updated thermostats. The exterior has been enhanced with a new asphalt driveway and new backyard pavers, creating an ideal space for everyday living and entertaining. A rare opportunity to own a like-new home with modern finishes, exceptional functionality, and ample living space in a peaceful neighborhood setting.

Tax & Financial Information

Annual Property Taxes$8,481 (NJ Public Records)
Tax Assessment$253,000
Land Assessment$165,000
Original List Price$869,000
ListedJuly 23, 2026

Property Features

Interior

  • ✓Heating: Gas,Hot Air
  • ✓Cooling: Central Air
  • ✓Basement: Finished

Exterior & Lot

  • ✓Parking: Detached

Listing Information

Listing Office: Coccia Realty Better Homes & Gardens-Rutherford — 201-939-0001

Listing Agent: Katrina Iwinski — (973) 626-1355 — katarzyna.iwinski@gmail.com

Information deemed reliable but not guaranteed. Data provided for consumer's personal, non-commercial use only. Last updated: 10/20/2026.

Total Monthly Cost

$5,852/mo

NJ has the highest property taxes in the US. This is your real cost.

Mortgage (30yr, 6.75%)$4,146
Property Taxes$707
Homeowner Insurance$333
Est. Maintenance$666
Total$5,852

Down: $159,800 | Loan: $639,200

Estimates for informational purposes only. Insurance, maintenance, and flood costs are approximations. Consult a lender and insurance agent for accurate quotes.

Commute From This Home

Lodi

🚂
Transit to NYC Penn

NJ Transit Bus 144

45 min
🚗
Drive to NYC (Midtown)
30 min
🚗
Drive to Hoboken/JC
18 min
🚗
Drive to Newark
18 min
🚉

Garfield Station

~2 mi from town center

Monthly Pass(Zone 4)$170/mo

Commute times are peak-hour estimates based on NJ Transit schedules and typical traffic. Actual times may vary. Drive times assume weekday morning rush hour.

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Property listings provided by GardenState.ai through authorized access to NJMLS.

Brokerage: Better Homes and Gardens Real Estate Green Team — 293 Route 94, Vernon, NJ 07462

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