365 Lake Street, Upper Saddle River, NJ, 07458 — Photo 11 / 11
Photo 1Photo 2Photo 3Photo 4Photo 5Photo 6Photo 7Photo 8Photo 9Photo 10Photo 11

$895,000

365 Lake Street, Upper Saddle River, NJ, 07458

MLS# 26035318

Active39d on market

4

Bedrooms

3

Bathrooms

1

Half Baths

1970

Year Built

Residential — Colonial

Property Type

Description

Welcome to 365 Lake Street in Upper Saddle River. This spacious 4 bedroom, 2.5 bath home offers a classic layout, generous living space, and a beautiful wooded setting with plenty of privacy. The main level features hardwood floors, a formal living room with fireplace, separate dining room, an eat in kitchen with center island, and an additional family room with a second fireplace and sliding doors leading to the rear deck. The home offers generously sized rooms throughout, providing plenty of flexibility for everyday living, entertaining, working from home, and more. Outside, enjoy a large backyard surrounded by mature trees, creating a peaceful and private setting with plenty of room to enjoy the outdoors. An attached two car garage and expansive driveway provide additional convenience. With its spacious footprint, traditional character, and opportunity to update and customize, 365 Lake Street presents a great opportunity to create your vision in Upper Saddle River.

Tax & Financial Information

Annual Property Taxes$14,369
Original List Price$849,000
ListedSeptember 18, 2026

Property Features

Interior

  • ✓Heating: Gas,Hot Air,Other/See Remarks,Other Fuel Source/See Rmk
  • ✓Cooling: Central Air
  • ✓Basement: Full

Exterior & Lot

  • ✓Parking: Attached

Listing Information

Listing Office: Keller Williams City Views Realty — 201-592-8900

Listing Agent: Shaquella Jones — 201-592-8900 — realtorshaqj@gmail.com

Information deemed reliable but not guaranteed. Data provided for consumer's personal, non-commercial use only. Last updated: 9/23/2026.

Total Monthly Cost

$6,960/mo

NJ has the highest property taxes in the US. This is your real cost.

Mortgage (30yr, 6.75%)$4,644
Property Taxes$1,197
Homeowner Insurance$373
Est. Maintenance$746
Total$6,960

Down: $179,000 | Loan: $716,000

Estimates for informational purposes only. Insurance, maintenance, and flood costs are approximations. Consult a lender and insurance agent for accurate quotes.

Vale

AI Real Estate Partner

LIVE

Powered by Valefrom Garden State AI  · Privacy & Terms

Similar Properties in Upper Saddle River

NJMLS Internet Data Exchange

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of the NJMLS. Real estate listings held by brokerage firms other than Better Homes and Gardens Real Estate Green Team are marked with the NJMLS Internet Data Exchange logo and information about them includes the name of the listing brokers. Some properties listed with the participating brokers do not appear on this website at the request of the seller. Listings of brokers that do not participate in Internet Data Exchange do not appear on this website.

This information is being provided for Consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties Consumers may be interested in purchasing.

Information deemed reliable but not guaranteed. Last date updated: 10/27/2026.

© 2026 New Jersey Multiple Listing Service, Inc. All rights reserved.

Property listings provided by GardenState.ai through authorized access to NJMLS.

Brokerage: Better Homes and Gardens Real Estate Green Team — 293 Route 94, Vernon, NJ 07462

Real Estate Agent: Julio Reynoso

GardenState.ai is an independent Artificial Intelligence platform. We are not affiliated with, sponsored by, or part of NJMLS.

All listings are displayed in accordance with IDX regulations of the State of New Jersey.

Equal Housing Opportunity

Equal Housing Opportunity. All real estate advertised herein is subject to the Federal Fair Housing Act, the New Jersey Law Against Discrimination, and applicable state and local fair housing laws, which make it illegal to advertise any preference, limitation, or discrimination based on race, color, religion, sex, handicap, familial status, national origin, sexual orientation, gender identity, or any other protected class.