45 Main Terrace, Bloomfield, NJ, 07003 — Photo 11 / 20
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$588,000

45 Main Terrace, Bloomfield, NJ, 07003

MLS# 26031345

Active69d on marketPrice Reduced 2%

3

Bedrooms

2

Bathrooms

1900

Year Built

Residential — Colonial

Property Type

Description

Welcome to 45 Main Terrace! This spacious 3-bedroom, 2-full-bath Colonial offers a flexible layout with multiple living spaces. The first floor features a living room, dining room, kitchen, bedroom, bonus room ideal for a home office, and a full bath. Upstairs offers an additional living room with deck access, 2 bedrooms, a full bath, and a den. The second floor also has a separate exterior entrance, adding convenience and flexibility. Additional features include a partially finished basement, a private driveway, a detached garage, and a backyard. Conveniently located near shopping, parks, public transportation, and major highways. Bring your vision and make this home your own!

Tax & Financial Information

Annual Property Taxes$11,789
Original List Price$598,000
ListedAugust 19, 2026

Property Features

Interior

  • ✓Heating: Baseboard,Gas,Multi-Zone,Radiators
  • ✓Cooling: Wall A/C,Win/AC
  • ✓Basement: Prt Finished

Exterior & Lot

  • ✓Parking: Detached

Listing Information

Listing Office: United Real Estate — 888-501-6953

Listing Agent: Teresa Kieras — (201) 410-5331 — TKierasRealtor@gmail.com

Information deemed reliable but not guaranteed. Data provided for consumer's personal, non-commercial use only. Last updated: 10/16/2026.

Total Monthly Cost

$4,768/mo

NJ has the highest property taxes in the US. This is your real cost.

Mortgage (30yr, 6.75%)$3,051
Property Taxes$982
Homeowner Insurance$245
Est. Maintenance$490
Total$4,768

Down: $117,600 | Loan: $470,400

Estimates for informational purposes only. Insurance, maintenance, and flood costs are approximations. Consult a lender and insurance agent for accurate quotes.

Commute From This Home

Bloomfield

🚂
Transit to NYC Penn

Montclair-Boonton Line

40 min
🚗
Drive to NYC (Midtown)
35 min
🚂
Transit to Hoboken
30 min
🚗
Drive to Hoboken/JC
18 min
🚗
Drive to Newark
10 min
🚉

Bloomfield Station

~0.3 mi from town center

Monthly Pass(Zone 3)$150/mo

Commute times are peak-hour estimates based on NJ Transit schedules and typical traffic. Actual times may vary. Drive times assume weekday morning rush hour.

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