401 River Drive, Garfield, NJ, 07026 — Photo 11 / 15
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$395,000

401 River Drive, Garfield, NJ, 07026

MLS# 26008230

Active211d on marketPrice Reduced 8%

3

Bedrooms

2

Bathrooms

0.071 acres (3,100 sqft)

Lot Size

1940

Year Built

Residential — Cape Cod

Property Type

0

Parking Spaces

0

Garage

Description

Welcome to this incredible value in Garfield! This charming 3-bedroom, 2-bath home offers space, functionality, and unbeatable affordability. The first floor features a spacious living room, a large eat-in kitchen perfect for gatherings, and a generous primary bedroom with a walk-in closet. You’ll also find a full bath, convenient laundry room, and a back porch that opens to the backyard, making everyday living easy and comfortable. Upstairs, the second floor offers two additional bedrooms and an updated full bath, providing a great layout for family, guests, or a home office. Outside, enjoy a private fenced backyard with a patio, a large storage shed, and additional storage in the basement. Commuters will appreciate the close proximity to major highways and NYC transportation. LOW TAXES make this home an exceptional opportunity for both homeowners and investors alike. Don’t miss your chance to own this fantastic property!

Tax & Financial Information

Annual Property Taxes$5,740 (NJ Public Records)
Tax Assessment$172,000
Land Assessment$73,900
Original List Price$430,000
ListedMarch 30, 2026

Property Features

Interior

  • ✓Heating: Baseboard,Gas,Hot Water
  • ✓Basement: Unfinished

Listing Information

Listing Office: RE/MAX Signature Homes — 201-660-9933

Listing Agent: Ed Nouman — 201-264-1252 — edsellshomes@gmail.com

Information deemed reliable but not guaranteed. Data provided for consumer's personal, non-commercial use only. Last updated: 4/27/2026.

Total Monthly Cost

$3,022/mo

NJ has the highest property taxes in the US. This is your real cost.

Mortgage (30yr, 6.75%)$2,050
Property Taxes$478
Homeowner Insurance$165
Est. Maintenance$329
Total$3,022

Down: $79,000 | Loan: $316,000

Estimates for informational purposes only. Insurance, maintenance, and flood costs are approximations. Consult a lender and insurance agent for accurate quotes.

Commute From This Home

Garfield

🚂
Transit to NYC Penn

Bergen County Line

42 min
🚗
Drive to NYC (Midtown)
30 min
🚂
Transit to Hoboken
32 min
🚗
Drive to Hoboken/JC
18 min
🚗
Drive to Newark
18 min
🚉

Garfield Station

~0.3 mi from town center

Monthly Pass(Zone 4)$170/mo

Commute times are peak-hour estimates based on NJ Transit schedules and typical traffic. Actual times may vary. Drive times assume weekday morning rush hour.

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