132 Charlton Avenue, Lodi, NJ, 07644 — Photo 11 / 25
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$599,777

132 Charlton Avenue, Lodi, NJ, 07644

MLS# 26027369

Under Contract91d on market

2

Bedrooms

2

Bathrooms

0.201 acres (8,750 sqft)

Lot Size

1950

Year Built

Residential — Ranch

Property Type

Description

Move In Ready Charming Updated Two-Bedroom Ranch with Finished Basement & Expansion Potential Move right into this beautifully maintained two-bedroom ranch offering modern updates, flexible living space, and room to grow. The inviting main level features a bright and spacious living room enhanced by a new bay window that fills the home with natural light. The updated kitchen boasts granite countertops, stainless steel appliances, and plenty of cabinet space, while the renovated full bathroom, newer windows and doors, and hardwood floors throughout the first floor add style and comfort. The fully finished basement provides exceptional additional living space, complete with a large family room, a private office or guest room, a brand-new full bathroom, plus a utility room and ample storage. A walk-up attic offers outstanding potential for future expansion, making it easy to customize the home to fit your needs. Additional updates include central air conditioning, forced hot air heat, and a newer hot water heater for year-round comfort and efficiency. Outside, enjoy a detached two-car garage, an oversized driveway with parking for up to six vehicles, and a spacious backyard that's perfect for entertaining, gardening, or simply relaxing. Combining tasteful updates, versatile living areas, and exciting expansion possibilities, this move-in ready home is a wonderful opportunity you won't want to miss.

Tax & Financial Information

Annual Property Taxes$10,287 (NJ Public Records)
Tax Assessment$306,900
Land Assessment$186,300
ListedJuly 27, 2026

Property Features

Interior

  • ✓Heating: Gas,Hot Air
  • ✓Cooling: Central Air
  • ✓Basement: Finished,Grd Lv Acces

Exterior & Lot

  • ✓Parking: Detached

Listing Information

Listing Office: Terrie O'Connor Realtors-Hasbrouck Heights — 201-288-0004

Listing Agent: Thomas Corrente — 201-390-0888 — tcorrente@tocr.com

Information deemed reliable but not guaranteed. Data provided for consumer's personal, non-commercial use only. Last updated: 10/23/2026.

Total Monthly Cost

$4,719/mo

NJ has the highest property taxes in the US. This is your real cost.

Mortgage (30yr, 6.75%)$3,112
Property Taxes$857
Homeowner Insurance$250
Est. Maintenance$500
Total$4,719

Down: $119,955 | Loan: $479,822

Estimates for informational purposes only. Insurance, maintenance, and flood costs are approximations. Consult a lender and insurance agent for accurate quotes.

Commute From This Home

Lodi

🚂
Transit to NYC Penn

NJ Transit Bus 144

45 min
🚗
Drive to NYC (Midtown)
30 min
🚗
Drive to Hoboken/JC
18 min
🚗
Drive to Newark
18 min
🚉

Garfield Station

~2 mi from town center

Monthly Pass(Zone 4)$170/mo

Commute times are peak-hour estimates based on NJ Transit schedules and typical traffic. Actual times may vary. Drive times assume weekday morning rush hour.

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