640 Ridgewood Avenue, Ridgewood, NJ, 07450 — Photo 11 / 25
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$3,450,000

640 Ridgewood Avenue, Ridgewood, NJ, 07450

MLS# 26024564

Active117d on market

7

Bedrooms

10

Bathrooms

1

Half Baths

Residential — Colonial

Property Type

Description

Incredible, iconic Ridgewood Victorian offering an expansive oversized floorplan filled with timeless charm and character. Completely renovated top-to-bottom with luxury upgrades throughout. It features 7 bedrooms and 9.5 bathrooms. Long driveway w. porte-cochere leads to oversized parking area & detached 4 car garage with basketball court, summer kitchen, pool bar, full bath. Stunning wraparound lemonade porch welcomes you. Gorgeous foyer with beautiful original details, stained glass windows, original pocket doors, and dramatic central staircase with gleaming piano black banister. Main level offers multiple FPs & formal sitting rooms, formal DR, home office, & extraordinary chef’s kitchen serving as the heart of the home with professional Thermador appliances, oversized island, double sinks, double DWs, pantry, gorgeous ceiling detail, and seamlessly flows into the family room with FP overlooking the beautiful backyard. Front & rear staircases. The 2nd level features 3 jr. suites along with spectacular primary offering spa bathroom w. oversized double shower, soaking tub, & incredible dressing room with walls of closets. Addt'l bedroom & full hallway bath. Top floor offers 2 more bedrooms, 2 addt'l baths & den. Fully finished amenity-filled basement includes rec room, wet bar, gym, full bath, sauna, wine cellar, storage. Beautiful backyard oasis features stunning in-ground pool. Rare opportunity to own a true Ridgewood classic blending timeless elegance & modern luxury.

Tax & Financial Information

Annual Property Taxes$62,175
ListedJuly 1, 2026

Property Features

Interior

  • ✓Heating: Gas,Radiant,Radiators
  • ✓Cooling: Central Air
  • ✓Basement: Finished,Grd Lv Acces

Exterior & Lot

  • ✓Parking: Detached
  • ✓Pool: Gunite,Heated,In-ground,Outdoor

Listing Information

Listing Office: The Agency One Rock-Paramus — 201-975-4141

Listing Agent: Taylor Lucyk — 201-360-1292 — tlg@taylorlucykgroup.com

Information deemed reliable but not guaranteed. Data provided for consumer's personal, non-commercial use only. Last updated: 7/26/2026.

Total Monthly Cost

$27,396/mo

NJ has the highest property taxes in the US. This is your real cost.

Mortgage (30yr, 6.75%)$17,901
Property Taxes$5,181
Homeowner Insurance$1,438
Est. Maintenance$2,875
Total$27,396

Down: $690,000 | Loan: $2,760,000

Estimates for informational purposes only. Insurance, maintenance, and flood costs are approximations. Consult a lender and insurance agent for accurate quotes.

Commute From This Home

Ridgewood

🚂
Transit to NYC Penn

Bergen County Line / Main Line

50 min
🚗
Drive to NYC (Midtown)
40 min
🚂
Transit to Hoboken
40 min
🚗
Drive to Hoboken/JC
25 min
🚗
Drive to Newark
25 min
🚉

Ridgewood Station

~0.3 mi from town center

Monthly Pass(Zone 6)$220/mo

Commute times are peak-hour estimates based on NJ Transit schedules and typical traffic. Actual times may vary. Drive times assume weekday morning rush hour.

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Brokerage: Better Homes and Gardens Real Estate Green Team — 293 Route 94, Vernon, NJ 07462

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