280 Prospect Avenue 5D, Hackensack, NJ, 07601 — Photo 11 / 17
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$92,500

280 Prospect Avenue 5D, Hackensack, NJ, 07601

MLS# 26035221

Active41d on market

1

Bedrooms

1

Bathrooms

3.124 acres (136,103 sqft)

Lot Size

1963

Year Built

Condo/Townhouse — Co-op

Property Type

Description

Welcome to Unit 5D on the 5th floor. Thus bright and spacious 1 bedroom, 1 bath residence with open layout features a large living and dining area, bedroom with closet and a full bath. The Whitehall is a well-established full-service luxury building offering 24-hour doorman and security, a full-time resident building manager, outdoor pool, BBQ/picnic patio areas, exercise room, community room with kitchen, spacious basement laundry facility and additional basement storage. Parking options are available, including outdoor parking ($70–$78/month) and indoor parking ($112/month), subject to availability . NYC express bus is right in front and train is just a few blocks away. Monthly HOA includes taxes, insurance, gas, water, storage bin and all building amenities. Conveniently located near shopping, dining, and Hackensack University Medical Center. Buyer pays Transfer Fee $15/share +$1,250, Board REQUIRES 1:4 Debt to Income (DTI) ratio and ALL DEBT is included. Offers must be submitted with 2 yr Tax Returns, Proof of Income, Full Credit Report & Score. Proof Of Funds (POF) for Purchase (Min 30% down) and POF for 2 yr maintenance. Purchase is subject to Board Approval. Owner-occupied only, with the option to rent after two years of residency. No pets are permitted. Schedule your private showing today.

Tax & Financial Information

Annual Property Taxes$378,500 (NJ Public Records)
Tax Assessment$12,500,000
Land Assessment$6,040,000
ListedSeptember 16, 2026

Listing Information

Listing Office: Coldwell Banker, Alpine/Closter — 201-767-0550

Listing Agent: Karen Leddy — (201) 232-5627 — karenleddyrealestate@gmail.com

Information deemed reliable but not guaranteed. Data provided for consumer's personal, non-commercial use only. Last updated: 10/2/2026.

Total Monthly Cost

$32,138/mo

NJ has the highest property taxes in the US. This is your real cost.

Mortgage (30yr, 6.75%)$480
Property Taxes$31,542
Homeowner Insurance$39
Est. Maintenance$77
Total$32,138
$Tax Appeal Potential: Save up to $31,343/mo

Down: $18,500 | Loan: $74,000

Estimates for informational purposes only. Insurance, maintenance, and flood costs are approximations. Consult a lender and insurance agent for accurate quotes.

Commute From This Home

Hackensack

🚂
Transit to NYC Penn

NJ Transit Bus 144/165

45 min
🚗
Drive to NYC (Midtown)
30 min
🚂
Transit to Hoboken
30 min
🚗
Drive to Hoboken/JC
18 min
🚗
Drive to Newark
22 min
🚉

Hackensack Bus Terminal

Monthly Pass(Zone 4)$170/mo

Commute times are peak-hour estimates based on NJ Transit schedules and typical traffic. Actual times may vary. Drive times assume weekday morning rush hour.

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