228 Totowa Road, Totowa, NJ, 07512 — Photo 11 / 25
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$525,000

228 Totowa Road, Totowa, NJ, 07512

MLS# 26000773

Active286d on marketPrice Reduced 4%

3

Bedrooms

3

Bathrooms

2

Half Baths

1900

Year Built

Residential — Colonial

Property Type

Description

Beautiful 3-bedroom home with 1 full and 2 half baths located in Totowa. Don't miss this move-in-ready opportunity! The home welcomes you with a bright, inviting and spacious living room filled with natural light. From the living room, the first floor flows seamlessly into a formal dining room adjacent to the kitchen, perfect for everyday living and entertaining. The first level also includes a recently updated half bath and a convenient pantry. The second floor offers three comfortable bedrooms and a full bathroom. The partially finished basement provides additional living space, ideal for relaxing, watching your favorite shows, or doing laundry, and includes a half bath and utility room. Notable updates include a newer hot water heater (2021) and electrical panel (2021). A walk-up attic features a fully finished space with a generously sized room and closet, offering flexible use as an office, playroom, or bonus room. A one-car garage completes this lovely home, which is conveniently located near public transportation, major highways, and shopping.

Tax & Financial Information

Annual Property Taxes$7,200
Original List Price$549,000
ListedJanuary 14, 2026

Property Features

Interior

  • ✓Heating: Gas,Radiators
  • ✓Cooling: Wall A/C,Win/AC
  • ✓Basement: Prt Finished

Exterior & Lot

  • ✓Parking: Detached

Listing Information

Listing Office: Prominent Properties Sotheby's International Realty-Montclair — 973-783-6900

Listing Agent: Jairo Rodriguez — 201-600-8368 — jr@rodriguezgroupnj.com

Information deemed reliable but not guaranteed. Data provided for consumer's personal, non-commercial use only. Last updated: 7/19/2026.

Total Monthly Cost

$3,981/mo

NJ has the highest property taxes in the US. This is your real cost.

Mortgage (30yr, 6.75%)$2,724
Property Taxes$600
Homeowner Insurance$219
Est. Maintenance$438
Total$3,981

Down: $105,000 | Loan: $420,000

Estimates for informational purposes only. Insurance, maintenance, and flood costs are approximations. Consult a lender and insurance agent for accurate quotes.

Commute From This Home

Totowa

🚂
Transit to NYC Penn

Main Line (via Paterson)

45 min
🚗
Drive to NYC (Midtown)
35 min
🚗
Drive to Hoboken/JC
22 min
🚗
Drive to Newark
18 min
🚉

Paterson Station

~3 mi from town center

Monthly Pass(Zone 4)$190/mo

Commute times are peak-hour estimates based on NJ Transit schedules and typical traffic. Actual times may vary. Drive times assume weekday morning rush hour.

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