201 45th Street 504, Union City, NJ, 07087 — Photo 11 / 16
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$275,000

201 45th Street 504, Union City, NJ, 07087

MLS# 26023878

Active123d on market

2

Bedrooms

1

Bathrooms

1925

Year Built

Condo/Townhouse — Condo

Property Type

Description

Bright and spacious top-floor 2-bedroom, 1-bath condominium offering approximately 700 square feet of comfortable living space in a well-maintained elevator building in the heart of Union City. This sun-filled residence features an efficient layout with a generous living and dining area, two well-proportioned bedrooms, ample closet space, and a full bath. Large windows provide abundant natural light throughout. Building amenities include on-site laundry and professional maintenance. Low property taxes help keep ownership costs affordable. Conveniently located near shopping, restaurants, parks, schools, and public transportation with easy access to New York City. An excellent opportunity for owner-occupants, first-time buyers, or investors alike. Some listing photos depict the property vacant with furniture digitally removed to illustrate room dimensions and layout; the unit may currently be occupied and furnished.

Tax & Financial Information

Annual Property Taxes$4,432 (NJ Public Records)
Tax Assessment$287,300
Land Assessment$151,200
ListedJune 25, 2026

Listing Information

Listing Office: Prominent Properties Sotheby's International Realty-Ridgewood — 201-639-5555

Listing Agent: Justin Torres — 646-319-1899 — justin@justsellshomes.com

Information deemed reliable but not guaranteed. Data provided for consumer's personal, non-commercial use only. Last updated: 9/8/2026.

Total Monthly Cost

$2,140/mo

NJ has the highest property taxes in the US. This is your real cost.

Mortgage (30yr, 6.75%)$1,427
Property Taxes$369
Homeowner Insurance$115
Est. Maintenance$229
Total$2,140
$Tax Appeal Potential: Save up to $69/mo

Down: $55,000 | Loan: $220,000

Estimates for informational purposes only. Insurance, maintenance, and flood costs are approximations. Consult a lender and insurance agent for accurate quotes.

Commute From This Home

Union City

🚂
Transit to NYC Penn

NJ Transit Bus 156/159

25 min
🚗
Drive to NYC (Midtown)
25 min
🚂
Transit to Hoboken
12 min
🚗
Drive to Hoboken/JC
8 min
🚗
Drive to Newark
22 min
🚉

Hoboken Terminal

~2 mi from town center

Monthly Pass(Zone 1)$100/mo

Commute times are peak-hour estimates based on NJ Transit schedules and typical traffic. Actual times may vary. Drive times assume weekday morning rush hour.

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